Hi,
I'm Alex.

I’m a mortgage broker offering a fresh and relatable alternative to traditional broking.

I'm focussed on fostering a culture of empowerment for people across Australia on their property investment journey.

Whether you're a first-time homebuyer, refinancing, or expanding your property portfolio, my job is to make it simple, find the right solution, and equip you in the process.

Want to know more?

Let's chat!

How I Can Help

As a mortgage broker, I'm the middleman between you and potential lenders, using my expertise to help you find the best option. Here's just a few ways I can help you:

Expert Guidance

I’ll handle all the admin and paperwork, while making sure you’re presented with the best options for your home loan.

What my client's say

First Homebuyer Support

I’ll provide clear, jargon-free communication tailored to those navigating property finance for the first time.

First Homebuyers Guide

Seamless Refinances

I’ll review your current home loan to find better rates, save money and align your mortgage with your goals.

Refinancing Guide

Latest Articles:
Empower your property game with the fresh insights & smart strategies

Navigating The Complexities of the Australian Property Market

With the new generation of investors making their way, Mortgage Culture is breaking away from the normal ‘look and feel’ of property finance

What my clients say

Amy Kirpichnikov

"I couldn't have asked for a better mortgage broker. Alex went above and beyond for me. I needed my approval within a week; many mortgage brokers couldn't adhere to this deadline. But Alex made it possible."

See more reviews on Google

I compare many different home loan products from over 30 lenders, such as:

WE MADE IT! 2023 is done and dusted… and was challenging to say the least. Thank you to all my clients for your support in 2023. Wishing you and your family a Merry Christmas and a Happy New Year 🥳🎊🎁

#endofyear #merrychristmas #mortgagebroker #mortgagebrokersydney #mortgagebrokerlife #hillsdistrictdads

Honoured to be able to advocate for my clients, and so thankful for these kind words! 🙏
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Send me a message if you have any questions about buying a home, refinancing or if you’d like me to review your current interest rate 👉
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#HappyClients #testimonials #MortgageSuccess #DreamHome #MortgageBroker #ClientLove #HomeOwnership #AchievementUnlocked #MakingDreamsReality
#HomeLoans
#MortgageSpecialist
#HomeBuyers
#RealEstateFinance
#FinancialAdvice
#PropertyInvestment
#MortgageTips
#HomeOwnership
#FirstTimeBuyers

Ever wondered what I actually do and how I get paid? 🧐
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Send me a message today if you want to get started!
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My aim is to create a culture of empowerment around your finances. I’d love to hear from you 💬
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#MortgageBroker
#HomeownershipJourney
#DreamHome
#HomeLoans
#MortgageAdvice
#FirstTimeHomeBuyer
#FinanceTips
#RealEstateInvesting
#HomeBuyerAssistance
#PropertyOwnership

Have you been told you can’t (or shouldn’t) buy a house unless you have a 20% deposit? That’s not always the case!
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Don’t let this misconception hold you back. There may be options available to for you to buy a home with a much smaller deposit.
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Send me a message today and I’d love to see how I can help you with your home ownership goals 🏡
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Disclaimer *This is not financial advice, this content is general in nature and does not take into account your unique financial situation*

#SydneyMortgageBroker
#HomeLoansSydney
#MortgageSpecialist
#HomeOwnershipSydney
#PropertyFinance
#MortgageAdvice
#SydneyPropertyMarket
#FirstTimeHomeBuyer
#HomeLoanOptions
#FinanceYourDreamHome

Refinancing your mortgage could be a smart move amidst rising interest rates and cost of living.

Swipe to check out some cash back offers that are currently available* 👉

They are expiring in just over 2 weeks, so get in touch today and we can discuss your options 💬

*Eligibility criteria applies. Subject to bank approval.
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#MortgageRefinance #RefinanceYourMortgage #HomeLoanRefinance #MortgageSavings #MortgageTips #FinancialFreedom #SaveMoney #InvestInYourFuture #DebtConsolidation #HomeOwnershipGoals #AustralianProperty #MortgageBroker #InterestRates #PropertyInvestment #cashback

It’s a testimonial like this one that reminds me why I do what I do.
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I started Mortgage Culture with a mission to make people feel more dignified during the whole process. I wanted to create a safe space to ask questions, and have my clients not just understand, but feel empowered.
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Thank you, Jacqui, for such a kind testimonial. I’m truly grateful for such wonderful clients 🙌
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#ClientTestimonial
#HappyClients #HomeLoanSuccess #MortgageBroker #TrustedAdvisor #SatisfiedCustomers #DreamHome #HomeOwnership #HomeLoanExpert #FinancialSuccess #HillsDistrict #SydneyProperty #HillsDistrictRealEstate #HillsDistrictHomes

An incredible family who made their way into the Brisbane property market earlier this year 💪
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Congratulations Alex & Jemimah, and thank you for trusting me as your mortgage broker 🙏
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My aim is to create a safe space, where you can ask any questions, and where I can be your advocate through the whole process 🙌
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Whether you're a first-time buyer or a seasoned investor, let me know if there’s anything I can do for you 👉
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#HomeSweetHome #NewHome #FirstHomeBuyer #MortgageBroker #HomeLoans #BrisbaneRealEstate #BrisbaneHomeLoans #brisbanehomebuyers #SuccessStory #ClientSuccess #Mortgageculture

It has been reported that a whopping $370 billion worth of mortgages are due to come off fixed rates this year 🤯

The best thing you can do before your fixed rate expires is to review your options, rather than letting your bank roll you into their revert rate.

I would be delighted to help you find the right option. With access to many different lenders, I can give you a wide range of unbiased options.

Send me a message today 👉

#mortgagebroker #fixedrate #sydneymortgagebroker #hillsdistrictdads #hillsdistrictbusiness #millennialbusiness

We’ve been a bit quiet on socials lately! But it’s good to be back 🤩 We’ve been busy behind the scenes helping families purchase properties and reduce their interest rates. Meanwhile, we added a new member onto our team late last year - baby Noah ❤️ He sleeps on the job and is a bit distracting to the team - but we wouldn’t have it any other way 🤣

Feel free to reach out if you have any questions or if you’d like me to review your current interest rate - I’d love to have a chat!
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#mortgagebroker #sydneymortgagebroker #millennialbusiness #hillsdistrictdads #hillsdistrict #hillsdistrictsmallbusiness #hillsdistrictbusinessmums

Another year in the books! Wishing you and your family a Merry Christmas and a happy New Year 🎉🥳🎈

So stoked for Kate & Nathan! A new place to call home 🏡 It was an absolute pleasure to work with these guys - thank you for trusting me as your broker 🙏
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If you’re looking to buy, refinance or review your rate, please feel free to drop me a message 👍
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#firsthomebuyers #mortgagebroker #sydneymortgagebroker #newhome

Helping my clients save hundreds a month on mortgage repayments is so satisfying!
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It was an absolute pleasure to work with Mitchell & Maddison to refinance their home loan 🙏
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If you would like me to review your home loan, please reach out! 👍
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#refinance #mortgagerefinance #savingmoneytips #sydneymortgagebroker

There’s nothing like seeing these photos of my clients with their sold signs! 🏡 Congratulations Angelica & Sam 🎉🥂 wishing you guys nothing but blessings in your new home in the new year! 💪🥳

#homeowners #mortgagebrokersydney #sydneypropertymarket #hillsdistrict

What a year! 🤩🤯🥳 Big highs and big lows, but we’ve made it. Thank you so much for all the support this year, thank you to all my clients who entrusted me on their journey and cheers to an even bigger 2022 🥂🎉

What a way to end 2021! 🥳🎉 Congratulations to Zac & Kait on settling on their new home in Sydney🏡
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I count it as an honour to be trusted as my clients’ broker. If you have any questions or are looking to buy/refinance in the new year, please don’t hesitate to reach out 👉
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#newhome #mortgagebroker #firsthomebuyer #hillsdistrictsmallbusiness

Such a privilege to work with Tara and Alex to get them a better deal on their home loan 🏡 thanks so much for choosing me as your broker!
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If you would like me to review your rate or discuss your options, I’d love to hear from you 🤗
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#mortgagebroker #refinance #mortgagebrokersydney #hillsdistrictbusiness

It’s so wonderful getting to know a family so well while I’m helping them secure their finance! Ashley & Lachlan we’re amazing to work with, thank you for your kind feedback 🙏 congratulations again on your new home! 🏡

#testimonial #mortgagebroker #happyclients #sydneysmallbusiness #hillsdistrictbusiness #hillsdistrictmortgagebroker

Especially for first home buyers, it can be daunting applying for a mortgage with all the bank jargon and acronyms!

Here’s a few commonly used terms explained in plain English.

It’s my goal to help you understand the process so you can feel empowered to make the best decisions.

Let me know if you have any questions I’d be delighted to talk through them with you!

P.s. I’ll be doing part 2 soon, so let me know if there’s anything you want to know!

#mortgagebroker #mortgagejargon #jargon #mortgagebrokersydney #mortgagebrokeraustralia #hillsdistrictbusiness #hillsdistrictsmallbusiness #homeloanspecialist #firsthomebuyer

Congratulations Darla and Michael on your investment property! Such a pleasure to work with this couple over the past few months and I’m so excited to watch their renovation journey. Darla and Michael are two extremely talented renovators and fixer-uppers - definitely a project worth watching! 🏡🛠

#sydneymortgagebroker #hillsdistrictbusiness #hillsdistrictmortgagebroker
#mortgagebroker #investmentproperty #fixerupper #renovations #renos

Such a pleasure to work with Donna & Sarah! Refinancing is a great option to think about… when was the last time you reviewed your interest rate? I’d love to chat with you and see if I can help you save money - feel free to send me a message!

#refinance #refinancemortgage #mortgagebroker #sydneymortgagebroker #hillsdistrictmortgagebroker

Congratulations Lachlan & Ashley! How good is the iconic sold sign photo?! Such a privilege to be able to help you purchase your new home - thank you for choosing me as your broker 🙏🎉

#sydneymortgagebroker #mortgagebroker #sydneyhillsdistrict #hillsdistrict #hillsdistrictbusiness #hillsdistrictsmallbusiness

Buying and moving into a new home can be up there with the most stressful life events 🥵 but one of the most exciting parts is dreaming up the new spaces.
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My wife was right onto it with Pinterest boards and as soon as we settled, we must have done 10 Bunnings trips in the first few days! 🤣
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I’ll do my bit to take the stress out of the finance side of things, to help you focus on the fun side of things 👍

Congratulations to Amy, who settled on her first investment property today 🤩 🎉
It has been such a pleasure to help Amy get into the property market 🏡🔑
Thank you so much for such a kind review!

One of my favourite parts of the job is grabbing a good coffee and sitting down with my clients to discuss their plans/dreams/needs.

I don’t charge any fees for my services, (mortgage brokers get paid by the bank, not the client). So, I just get the pleasure of helping people purchase homes, or save money on their existing home.

Send me a message if there’s anything I can help you with or if you want to grab a coffee to discuss!

S O L D 🎉 congratulations Luke and Rachael on purchasing your first home in 2020! It was such a delight to work with this hard-working family 🥳

With so many options and moving parts involved with buying a house, sometimes you just need someone to sit down and explain all the jargon in plain English.
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Thank you so much for the review, Jemimah! It was a pleasure working with you 😁
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Feel free to send me a message if you have any questions about buying a house, refinancing or even just to see if you can get a better deal on your interest rate.
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#mortgagebroker #sydneymortgagebroker #homeloans #sydneysmallbusiness #hillsdistrictsmallbusiness #hillsdistrict

Nothing like settlement day! 🍾 🥳 When all that hard work finally comes to fruition. Congratulations on your beautiful townhouse Natalie and David! 🏠

Such a pleasure to work with David and Natalie to purchase their off-the-plan townhouse on the Gold Coast! ☀️

Thank you for choosing me as your broker, and congratulations on this huge milestone 🥳 🎉

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Mortgage Culture Pty Ltd | alex@mortgageculture.com.au | ABN: 25 832 984 762 | Privacy Policy

Hi, I'm Alex.